Terms of Service

Last updated: April 2026

1. Independent Software

LBA (London Broking AI) is an independent software platform. It is not affiliated with the Society of Lloyd's, Lloyd's of London, Lloyd's Insurance Company S.A., or any Lloyd's-managed entity. By using LBA you acknowledge this.

2. Eligibility

LBA is intended exclusively for licensed (re)insurance professionals. Accounts are issued on an invitation basis. Misrepresenting your identity or professional status will result in account termination.

3. Acceptable Use

You agree not to: (a) impersonate any Lloyd's entity or other third party; (b) use the platform for illegal activity, fraud, or phishing; (c) upload malware; (d) attempt to circumvent authentication; (e) scrape or resell platform content.

4. AI Output

LBA uses third-party AI models. Output is generated automatically and must be reviewed by a qualified professional before any use in regulated business. LBA gives no warranty that AI output is accurate, complete, or fit for any purpose.

5. No Insurance Advice

Nothing on LBA constitutes regulated insurance advice, broking advice, or a binding offer. LBA does not place, underwrite, or transact insurance.

6. Intellectual Property

All trademarks referenced on the platform (including syndicate names, company names, and "Lloyd's") are the property of their respective owners. Reference is made for directory and research purposes only and does not imply endorsement.

7. Liability

The platform is provided "as is" without warranty. To the maximum extent permitted by law, LBA's owner is not liable for any indirect, incidental, or consequential damages arising from use of the platform.

8. Termination

Accounts may be terminated at any time for breach of these terms.

9. Contact

[email protected]

© LBA — Independent software platform.